Terms of Use

Thanks for stopping by findmeacard.com!

Findmeacard.com is a free-to-use Website that allows you to compare credit cards based on many types of factors.

If you post content to our Website, please be responsible in what you publish. In particular, make sure that none of the prohibited items listed below appear in the content you post (things like spam, viruses, or hate content).

Terms of Use

The following terms and conditions govern all use of findmeacard.com (referred to in this document as findmeacard.com, the "Site", or the "Website") and all content, services, and products available at or through the Website. The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, findmeacard.com's Privacy Policy) and procedures that may be published from time to time on this Site by findmeacard.com (collectively, the "Agreement").

Please note that this Website is available only to individuals who are at least 13 years old.

By using our services, you are agreeing to these terms. Please read them carefully.

Responsibility of Contributors

If you post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, "content"), you are entirely responsible for the content of, and any harm resulting from, that content. That is the case regardless of whether the content in question constitutes text, graphics, an audio file, or any other form of content. By making content available, you represent and warrant that:

• The downloading, copying and use of the content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
• If your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the content;
• You have fully complied with any third-party licenses relating to the content, and have done all things necessary to successfully pass through to end users any required terms;
• The content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
• The content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
• The content is not pornographic, does not contain threats or incite violence, and does not violate the privacy or publicity rights of any third party;
• Your content is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, blogs and websites, and similar unsolicited promotional methods;
• Your content is not named in a manner that misleads your readers into thinking that you are another person or company;
• You have, in the case of content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by findmeacard.com or otherwise.

By submitting content to findmeacard.com for inclusion on our Website, you grant findmeacard.com a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the content solely for the purpose of displaying, distributing and promoting your content. If you delete content, findmeacard.com will use reasonable efforts to remove it from the Website, but you acknowledge that caching or references to the content may not be made immediately unavailable.

Without limiting any of those representations or warranties, findmeacard.com has the right (though not the obligation) to, in findmeacard.com's sole discretion (i) refuse or remove any content that, in findmeacard.com's reasonable opinion, violates any findmeacard.com policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in findmeacard.com's sole discretion. Findmeacard.com will have no obligation to provide a refund of any amounts previously paid.

Responsibility of Website Visitors

Findmeacard.com has not reviewed, and cannot review, all of the material posted to the Website, and cannot therefore be responsible for that material's content, use or effects. By operating the Website, findmeacard.com does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Findmeacard.com disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.

Content Posted on Other Websites

We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which findmeacard.com links, and that link to findmeacard.com. Findmeacard.com does not have any control over those non-findmeacard.com websites and webpages, and is not responsible for their contents or their use. By linking to a non-findmeacard.com website or webpage, findmeacard.com does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Findmeacard.com disclaims any responsibility for any harm resulting from your use of non-findmeacard.com websites and webpages.

Privacy and Copyright Protection

Findmeacard.com's Privacy Policy explains how we treat your personal data and protect your privacy when you use the Website. By using the Website, you agree that findmeacard.com can use such data in accordance with our Privacy Policy. We respond to notices of alleged copyright infringement and terminate accounts of repeat infringers according to the process set out in the U.S. Digital Millennium Copyright Act.

Intellectual Property

This Agreement does not transfer from findmeacard.com to you any findmeacard.com or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with findmeacard.com. Findmeacard.com, the findmeacard.com logo, and all other trademarks, service marks, graphics and logos used in connection with findmeacard.com are trademarks or registered trademarks of findmeacard.com or findmeacard.com's licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any findmeacard.com or third-party trademarks.

Advertisements

Findmeacard.com reserves the right to display advertisements on any page of the findmeacard.com website and any section of associated findmeacard.com services and products.

Attribution

Findmeacard.com reserves the right to display attribution links such as "Learn more at findmeacard.com."

Changes

Findmeacard.com reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement frequently for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. Findmeacard.com may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.

Termination

Findmeacard.com may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your findmeacard.com account (if you have one), you may simply discontinue using the Website. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Disclaimer of Warranties

The Website is provided "as is". Findmeacard.com and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither findmeacard.com nor its suppliers and licensors make any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Website at your own discretion and risk.

Limitation of Liability

In no event will findmeacard.com, or its suppliers or licensors, be liable with respect to any subject matter of this Agreement under any contract, negligence, strict liability, or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to findmeacard.com under this Agreement during the twelve (12) month period prior to the cause of action. Findmeacard.com shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

Indemnification

You agree to indemnify and hold harmless findmeacard.com, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys' fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.

About these Terms

This Agreement constitutes the entire agreement between findmeacard.com and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of findmeacard.com, or by the posting by findmeacard.com of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by the laws of the state of Delaware, U.S.A., excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in New Castle County, Delaware. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. ("JAMS") by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in Wilmington, Delaware, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys' fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties' original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; findmeacard.com may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.